The 8th Pay Commission is one of the most awaited reforms for central government employees. Each Pay Commission has historically revised salary structures, allowances, and pension benefits to adjust for inflation and living costs. Naturally, employees are eager to know when the 8th Pay Commission will be implemented and how much their net salary will increase.
Although the official recommendations are yet to be released, salary projections can be estimated based on a fitment factor of 1.92, House Rent Allowance (HRA) at 30% (X City), and Transport Allowance (TA) under Higher TPTA category. These projections help employees visualize their gross salary and net in-hand salary after deductions such as NPS and CGHS contributions.
Basis of Salary Calculation
The salary breakup in this analysis is approximate and based on assumptions until the 8th Pay Commission officially releases recommendations.
- Fitment Factor: 1.92 has been applied on the current basic pay.
- Dearness Allowance (DA): Set at 0% since it will be merged into the revised basic pay.
- HRA: Calculated at 30% of revised basic pay for employees in X-category cities.
- TA: Considered under the Higher TPTA category, applicable for metro and large cities.
- Deductions: NPS, CGHS, and approximate income tax for higher levels.
Quick Highlights of the 8th Pay Commission Salary (Estimated)
| Aspect | Details |
|---|---|
| Pay Commission | 8th Central Pay Commission (CPC) |
| Expected Fitment Factor | 1.92 (tentative estimate) |
| Dearness Allowance (DA) | 0% (merged into basic pay in new CPC) |
| House Rent Allowance (HRA) | 30% for X cities |
| Transport Allowance (TA) | Higher TPTA rates for metro & big cities |
| Levels Covered | Level-1 to Level-7 |
| Salary Components | Basic, HRA, TA, Gross Salary, NPS, CGHS, Net Salary |
| Official Website | https://finmin.nic.in |
Estimated Salary Structure Under 8th Pay Commission
Level-1: Grade Pay 1800
- Basic Pay: ₹18,000
- Revised Basic (1.92): ₹34,560
- HRA (30%): ₹10,368
- TA (Higher TPTA): ₹1,350
- Gross Salary: ₹46,278
- Deductions (NPS + CGHS): ₹3,706
- Net Salary: ₹42,572
Level-2: Grade Pay 1900
- Basic Pay: ₹19,900
- Revised Basic (1.92): ₹38,208
- HRA (30%): ₹11,462
- TA: ₹1,350
- Gross Salary: ₹51,020
- Deductions (NPS + CGHS): ₹4,071
- Net Salary: ₹46,949
Level-3: Grade Pay 2000
- Basic Pay: ₹21,700
- Revised Basic (1.92): ₹41,664
- HRA (30%): ₹12,499
- TA: ₹3,600
- Gross Salary: ₹57,763
- Deductions (NPS + CGHS): ₹4,416
- Net Salary: ₹53,347
Level-4: Grade Pay 2400
- Basic Pay: ₹25,500
- Revised Basic (1.92): ₹48,960
- HRA (30%): ₹14,688
- TA: ₹3,600
- Gross Salary: ₹67,248
- Deductions (NPS + CGHS): ₹5,146
- Net Salary: ₹62,102
Level-5: Grade Pay 2800
- Basic Pay: ₹29,200
- Revised Basic (1.92): ₹56,064
- HRA (30%): ₹16,819
- TA: ₹3,600
- Gross Salary: ₹76,483
- Deductions (NPS + CGHS): ₹5,256
- Net Salary: ₹70,627
Level-6: Grade Pay 4200
- Basic Pay: ₹35,400
- Revised Basic (1.92): ₹67,968
- HRA (30%): ₹20,390
- TA: ₹3,600
- Gross Salary: ₹91,958
- Deductions (NPS + CGHS): ₹7,247
- Net Salary: ₹84,711
Level-7: Grade Pay 4600
- Basic Pay: ₹44,900
- Revised Basic (1.92): ₹86,208
- HRA (30%): ₹25,862
- TA: ₹3,600
- Gross Salary: ₹115,670
- Deductions (NPS + CGHS + Approx. Income Tax): ₹15,931
- Net Salary: ₹99,739
What to Expect from the 8th Pay Commission
While these figures are only estimates, the 8th Pay Commission is likely to recommend a substantial salary hike in line with inflation and market conditions. Employees can expect:
- Merging of DA into Basic Pay – ensuring higher revised pay scales.
- Revised Fitment Factor – official figure may differ from the assumed 1.92.
- Updated Allowances – including TA, HRA, medical, and risk allowances.
- Improved Pension Benefits – linked to revised pay for retirees.
Benefits for Central Government Employees
- Higher Take-Home Salary: With the revised fitment factor and allowances, net salary will rise significantly.
- Increased HRA and TA: Particularly beneficial for employees posted in metros and big cities.
- Boost to Pensioners: Retired employees will also benefit as pensions are linked to pay revisions.
- Inflation Adjustment: The revision will help employees tackle rising cost of living.
Frequently Asked Questions (FAQs)
Q1. When will the 8th Pay Commission be implemented?
The government is yet to announce the official implementation date. It is expected around 2026.
Q2. What fitment factor is being considered for the 8th Pay Commission?
An estimated 1.92 fitment factor is currently assumed, though the official figure may differ.
Q3. Will DA continue after the 8th Pay Commission?
DA is merged into the basic pay at the time of a new Pay Commission. Fresh DA starts accumulating thereafter.
Q4. How much salary will Level-1 employees get under the 8th CPC?
Level-1 employees may receive a net salary of around ₹42,572 per month (estimated).
Q5. Will pensioners benefit from the 8th Pay Commission?
Yes, pensions are revised according to new pay structures, so pensioners will also benefit.
Official Website
For official announcements and updates, visit: https://finmin.nic.in
For More Information Click HERE
